Two U.S. Employees Injected with RFID chips

[tsth]

Dear task,<br>
<br>
I also am in agreement with the free from debt issue. I believe it is vital for us to be out of bondage to debt, and much of this has to do with an honest inward look at ourselves and our personal desires. We as Christians, have got to start denying ourselves and get out from under this bondage, before it's too late!<br>
<br>
In His Love,<br>
Suzanne <p></p><i></i>

[Watching4Jesus]

Thanks for all your remarks. Just a question...(I do think being debt free would be great. BUT)..where does one live and how does one get to work, and etc etc...if you dont have a vehicle and place to live. About a year ago, I got out of a 12 Wide Trailer, that was very cold (I live in Canada) and getting moldy. It was causeing my whole family (Wife and 3 Kids) health problems. I cannot go back to that. We have a small house, and I drive 45 minutes to work (No Bus available). Any Ideas would be great, but I see no reasonable way out of debt right now. I already know that there will come a day I will loose everything, because I will refuse to turn from my beliefs, but what does one do NOW??<br>
<p>Just my 3 Cents</p><i>Edited by: <A HREF=http://p203.ezboard.com/bherbsdiscussionboard.showUserPublicProfile?gid=watching4jesus>Watching4Jesus</A> at: 2/15/06 9:34 am<br></i>

[Taskmaster]

Being debt free has nothing to do with not having a house or a car, but rather should include that. Paying rent is a total waste of money. In the end you have nothing to show for the money your put forth. Yes, owning a home is more work, but you have an asset when you have finished paying.<br>
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I bought my house at the exact same time (month) as a co-worker. Our houses are on the same street just on opposites sides, the same age, same number of bedrooms, etc. He chose to get a 30 year mortgage and I chose a 15 year one. Just looking at the amortization schedule on the exact same loan for 15 vs. 30 shows that his house cost twice what mine cost just due to interest on the loan. My payment was not much more than his.<br>
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It really is about short-term sacrifice for long term gain. For example, we did not go out to eat for several years eating at home to reduce the expense. Sounds harsh, but it was only for a while. Now that the debt is gone - the house payment - that large expense more than allows for us to go out and eat any time we want.<br>
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If you drink or smoke, that is a complete waste of money. Nothing to do with sin, just simple math... expensive stuff. Even if you cut out one beer, or one pack of smokes and put that extra money into you mortgage payment. Pay $1 dollar extra toward the principle on a 30 year loan will save you hundreds. If you leverage your money like that - adding what ever you can each payment - no matter how small - adds up down the line.<br>
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I have plenty of money now, but I still collect soda cans. I let the folks at work do the work for me. People know I am saving them and they simply drop the cans off right at my desk. I take them home and every so often take them in. It isn't much, but it is an extra $10 I didn't have.<br>
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Budget, buy only what you can afford, pay your bills on time, etc. Simple stuff that every one can do. Self denial will probably be required, but it is a good habit to get into.<br>
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"A good name is more desireable than riches." Proverbs 22:1 God will bless an upright man of integrity!<br>
<br>
<br>
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[Watching4Jesus]

Thanks for your answer.<br>
<br>
I already do that. I go out for a meal MAYBE once a month, and I dont have alot of extra expences already, but If I have 15 years left on my house mortgage, I am still going to be in debt for 15 years. The way things look, it may be 14 1/2 years to long. <br>
<br>
<p>Just my 3 Cents</p><i></i>

[Bluntasaspoon]

Watching, <br>
<br>
I live in Canada too, just on the outskirts of Toronto. My husband works downtown in the city and takes the train into work daily...his entire trip takes about and hour and half.<br>
<br>
I hear exactly what you are saying.<br>
<br>
But, please, don't panic. Moving from a trailer to your own house is a great achievement and you should be thankful of this. Trust in Jesus, he will not abandon you or your family. Simply do the best you can, keep your heart towards faith, and prepare as best as you can. Pray for guidance. <br>
No company can force your to alter yourself legally...we have very strong civil liberty laws in Canada. Until these laws change, which at the moment they probably will not, then please step back, take a deep breath, pray and try not to worry too much. <br>
In the meantime, if you need further reassurance, contact your local legal clinic, and ask a lawyer what your rights are. These clinics are usually free for the first 1/2 hour or a small fee is charged (around 40 or 50CDN). Failing that, contact your local community college or university and speak with an educator there - pose the question. I am quite sure you will get the information you seek. <br>
<br>
There is no sin in educating yourself as to what your personal freedoms or rights are in the governing country you live in! There is also no sin in exercising those rights to the fullest.<br>
<br>
Meanwhile, pray and ask for guidance, don't panic, and prepare as best as you can.<br>
<br>
Peace be with you. <p></p><i></i>

[Watching4Jesus]

Thanks all. <br>
Dont worry, Im not panicking (yet..lol) The topic has just come up at work, and I wanted to get other peoples opinions on the matter. <br>
As far as debt, I agree, I can only do the best I can, and trust God for the rest. There will come a day that most, if not all of us here will loose our earthly "stuff", and praise God they cant take out faith from us. May we look to Him and stand firm in our faith, and may God continue to reveal his truth to us, through His Word, with the help of the Holy Spirit. <p>Just my 3 Cents</p><i></i>

[Taskmaster]

<!--EZCODE QUOTE START--><blockquote><strong><em>Quote:</em></strong><hr>If I have 15 years left on my house mortgage, I am still going to be in debt for 15 years<hr></blockquote><!--EZCODE QUOTE END--><br>
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No true at all. I paid my 15 year mortgage off in 7 years - praise God! I paid as much as possible each payment - specifing the extra go to principal, which lowers the entire loan, and thus the interest of ALL payments after that. Yes, you still pay, for example $1000 each month, but now that $1000 puts more to principle and less to interest. The sooner you start paying extra, the more benefit you receive.<br>
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The biggest thing is to tithe always - even if you think (wrongly) that you cannot afford to. You cannot afford not to. God is clear (in my opinion) in Malachi 3:6-18 about it. You cannot out give God - He will pour it back on you pressed down, shaken together and overflowing.<br>
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Coupons. Use them! I would regularly save $20 or more on a single trip to the groceries using coupons. People who don't use the coupons are paying for my savings!<br>
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Stock up. If you use an item regulalry - so you know it won't sit and rot - then buy large quantities when it is on sale.<br>
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Buy generic. Most times the store brand is as good as the name brands, but for much less!<br>
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Internet/Cable/Cell phones, etc are <!--EZCODE ITALIC START--><em>wants</em><!--EZCODE ITALIC END--> not <!--EZCODE ITALIC START--><em>needs</em><!--EZCODE ITALIC END-->. You can do with out them for a time.<br>
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If you are renting things that are not yet paid for, get out of the contract. Take it back.<br>
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I'm changing topics for a second - sort of. This is an often overlooked fact in the Bible that I think is important.<br>
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Deuteronomy 8:3-4 (New International Version)<br>
<!--EZCODE FONT START--><span style="font-size:xx-small;">New International Version (NIV)<br>
Copyright © 1973, 1978, 1984 by International Bible Society</span><!--EZCODE FONT END--><br>
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3 He humbled you, causing you to hunger and then feeding you with manna, which neither you nor your fathers had known, to teach you that man does not live on bread alone but on every word that comes from the mouth of the LORD. 4 Your clothes did not wear out and your feet did not swell during these forty years. <br>
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God not only provided for Israel in a supernatrual way, he also made their stuf last longer (clother in this case). Forty years their clothes lasted!<br>
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I found that as I tithed and gave to others that God made what I had last longer. I had a co-worker whom I have worked with for 15 years now, tell me I should retire a shirt that I wear occassionally. Apparently I have been wearing it for the nearly 15 years he has known me. All my stuff seems to last much longer than before I was following God.<br>
<br>
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Anyway, find free things to do. The local library usually has a list of local free events that you can take the family too. If you have neighbors, join with them and rent movies. You rent one and they rent one then you swap before returning them.<br>
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Build up some savings. Then keep building it. Find a credit union - not a bank - that you can qualify for. CUs let you keep an account open with a small amount of money (say $5) for free (no monthly fee) and have better interest rates.<br>
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Once you have built up enough money say $500, move it to a CD (say 12 months) where you get a better interest rate. Specify the interest from the CD to go back to the saving account as that compounds faster than the CD so you will squeeze out even more. Then as you save more, open another CD. Don't put too much money in a single CD, in case you will need it and in case the rates go up. If you revolve them like that you will always have money maturing soon should you need it. Of course keep some for rainy days.<br>
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My rule is if it goes into savings, it doesn't come out, unless it is for a planned purchase. I do not buy a big item unless I have saved the cash for it. I need a new roof but I did not get it until I had saved the money for it, which has taken a while, but will cost me much less in the long run.<br>
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By the way, credit cards work much like the loan. Never pay just the required amount or you will never pay them off. Since the credit cards have a higher interest than the house, pay them off first. Every penny you can spare should go to those.<br>
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Anyway, I could go on for pages with these stuff. Just trust in God, start making some moves toward obeying the Bible in this aspect and God will not let you be found begging bread!<br>
<br>
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[Watching4Jesus]

I know this will start an eplosion, and I am not convinced either way yet myself, but I want to share something about tithing.<br>
I have ALWAYs tithed, simply bacause I felt that the scriptures stated we as Christians where to do this. Anyways, about a month ago, I read a large group of posts that made me doubt this belief. I stopped tithing, and thought to myself, I will simply use this money to help others, instead of giving to my Church as a tithe. Now in order for this to be properly understood, I have to explain a little bit of my financial position. I have a good job as an IT Consultant. I make good money, and I am not prone to crazy purchases. My wife takes care of people, out of our home, and makes some money as well. I have a fairly high (self Imposed) debt ratio, as I am trying to get everything paid of sooner rather then later) , so I dont have tons left over at the end of every month, but enough to get by ok. 4 Months ago I had a nice sum saved up (Around 5Gs). I have had this same job for almost 6 years now, and have never been stuck for cash. This month (1st month I have not tithed in my whole life) I am behind in my Mortage, and my insurance payment, and barely have enough gas money to get to work. I thought the bank had made a mistake, so I went over my account very closely. I was blown away. My car had broken down, my wifes truck broke down, our food budget was blown out of the water, my hydro bill was higher, and my natural gas bill was higher then they have ever been. Everything was used up. Now I sit here waiting for my paycheck to come in, so I can pay back what I am behind in my bank account. <br>
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There is one verse that comes to mind<br>
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Will a man rob God? Yet ye have robbed me. But ye say, Wherein have we robbed thee? In tithes and offerings. 9 Ye are cursed with a curse: for ye have robbed me, even this whole nation. 10 Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it. 11<!--EZCODE BOLD START--><strong> And I will rebuke the devourer for your sakes, and he shall not destroy the fruits of your ground;</strong><!--EZCODE BOLD END--> neither shall your vine cast her fruit before the time in the field, saith the LORD of hosts. <br>
<br>
Just a bit of food for thought... <p>Just my 3 Cents</p><i></i>

[Taskmaster]

<br>
God has a way of getting our attention, doesn't He? My personal goal is to give more to God (thithing, charities, etc) every year. I find myself able to get by with lkess and less, and I get a great feeling being able to help others. <br>
<br>
This year my family went out and bought gifts for a single mom and her three kids. We asked her in private what the kids would want/need, then went and bought it, wrapped it up, put tags on in her name, and the delivered it to her. The kids will never know that it wasn't from Mom, but God knows. What a joy for my family, and a life lesson for my kids!<br>
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Do not be discourgaged or lose heart. Being debt free is like most things with God/Jesus - a life style change that takes time. Trust and obey, for there is no other way...<br>
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The Bible is clear in other places that people who were not trusting in Him (i.e. He is able to meet your needs even when you give him 10%, 20%, more) would sow, but not reap; eat but not be filled.<br>
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As an aside, learn to do your own taxes. Learn about the Schedule A, itemizing your deductions. With mortgage interest and charitable contributions you should be able to beat the standard dedcutions in many cases. Always tithe with a check (or use a named envelope) so that you will receive documentation from your church. IRS will disallow deductions without receipts. Same for non-cash donations to places like Good Will.<br>
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God gave the faithful servants more. If you are not faithful with the little God gives you now, He'll not give you more later.<br>
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Peace<br>
<br>
<br>
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